Financial System

I've realized that I do not understand the financial system. Would the existing financial system support something like MNDF, or does it need to be augmented? If so, how can it be done so it does not alienate anyone? Speaking of alienation, how would people like Tim Berners-Lee go about it? He says, "This is for Everyone". He even founded The World Wide Web Foundation http://www.webfoundation.org/, which is "devoted to achieving a world in which all people can use the Web to communicate, collaborate and innovate freely, building bridges across the divides that threaten our shared future". I certainly feel that the web is very powerful tool, and agree with Tim that even more changes could occur with the semantic web (should it exist). It is my hope that these changes do involve everyone.